In 1989, Connecticut Life & Casualty (CL&C) accomplished the unthinkable. We chartered and licensed the first new property and casualty insurance company in Connecticut in over 110 years. We realized that many of the established insurance companies did not have a program that rewarded safety-conscious homeowners with better-than-average driving records. As a result, we gathered our resources to satisfy a clear and obvious need. We committed to offering careful drivers the most competitive rates and the best service available in Connecticut.