Terms & Conditions

Legal Notice

The material provided on the Connecticut Life and Casualty Insurance Companys' website is for private use by individuals only. You may not modify, copy, republish, post or transmit anything unless you first obtain our written consent, or you will be violating our intellectual property rights. Because we own this site and its contents and we can control access to it, you agree not to create any kind of hyperlink from any other site to ours unless you first obtain our written permission.

The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Connecticut Life and Casualty Insurance Company. Product availability varies by state. The insurance coverage afforded by Connecticut Life and Casualty Insurance Company is subject to the terms and conditions of the policies issued.

LIMITATION OF LIABILITY

CONNECTICUT LIFE AND CASUALTY INSURANCE COMPANY WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES -- OR BOTH.

HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.

DISCLAIMER

THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT CONNECTICUT LIFE AND CASUALTY INSURANCE COMPANY DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.

Hyperlinks

Via the Connecticut Life and Casualty Insurance Companys' web, we sometimes provide access to other World Wide websites. However, we do not endorse or approve any products or information offered to you at sites you may reach from the Connecticut Life and Casualty Insurance Company Companies' website. The Uniform Resource Locator (URL) address in your web browser will tell you if you are still in the Connecticut Life and Casualty Insurance Company site or have moved elsewhere.

By providing material on our website Connecticut Life and Casualty Insurance Company does not in any way promise that the material will remain available to you or that you will qualify for the products or services we offer. Connecticut Life and Casualty Insurance Company is entitled to terminate all or part of any of its website at any time, without notice to you.

Jurisdiction

Unless otherwise specified, the material in our site is presented to provide information about the Connecticut Life and Casualty Insurance Company Companies or our insurance products and the insurance business. The material on the site or the products discussed on this site is not available or for use outside the United States or in jurisdictions in which Connecticut Life and Casualty Insurance Company and/or its affiliates are not licensed to do business. Furthermore, we are not soliciting business in any such jurisdiction. By completing an on-line request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.

By submitting a request for a rate quote you agree to the terms and conditions of this license agreement. This agreement is effective until terminated by either party. You may terminate this agreement at any time and without notice to Connecticut Life and Casualty Insurance Company by destroying all material you have obtained from Connecticut Life and Casualty Insurance Company sites, together with all related documentation and all copies, if any. Connecticut Life and Casualty Insurance Company may terminate this agreement at any time and without notice to you if, in our sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy any and all material you have obtained from the Connecticut Life and Casualty Insurance Company sites.

Trademarks, Copyrights And Patents

The Connecticut Life and Casualty Insurance Company logo, and other marks, are service marks of the Connecticut Life and Casualty Insurance Company Companies. All content included on this site, such as text, graphics, logos, button icons, images, audio clips, and software, is the property of Connecticut Life and Casualty Insurance Company or its content suppliers and protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all content on this site is the exclusive property of Connecticut Life and Casualty Insurance Company and protected by U.S. copyright and trademark laws. All software used on this site is the property of Connecticut Life and Casualty Insurance Company.

Patent Pending: Connecticut Life and Casualty Insurance Company Company has applied for a patent for this system.

Miscellaneous

If any provision of this agreement is unlawful, void or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.

Connecticut Life and Casualty Insurance Company may modify these Terms and Conditions, and the agreement they create, at any time, without notice to you.

This is the entire agreement regarding all the matters that have been discussed in the preceding paragraphs.

Connecticut Life and Casualty Insurance Company does not sell, trade, or rent your personal information to others. We may choose to do so in the future with trustworthy third parties, but you can tell us not to by sending an e-mail to clc@cl-c.com

Your Consent

By using our website, you consent to the collection and use of this information by Connecticut Life and Casualty Insurance Company. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Our Address

Connecticut Life and Casualty Insurance Company
500 S. Broad St.
P.O. Box 1034
Meriden, CT 06450-1034